Vestio Loan Management module provides a fully integrated loan management functionality which allows loan management to be atchieved in an effective and efficient manner. Allowing management of simply-structured and complex loans such as syndicated loans, loans with multiple drawdown amounts & fixed/floating interest rates. The system allows easy tracking of all loan-related information for smooth follow-up and performs automated loan-settling opperations in accordance with set repayment schedules. It also does automatic calculation of interest expenses, commitments fees, and other finance costs. Overall, it saves valuable staff time by making loan management easy.

Full Loan Lifecycle
Full Loan Lifecycle

Covering the full loan lifecycle – origination, underwriting, covenant tracking, collateral management, loan servicing and portfolio reportin.

Automated Workflow
Automated Workflow

Eliminating associated manual processes as rekeying of data and duplication of efforts our loan management software reduces costs and brings inevitable efficiency.

Compliance
Compliance

Ensures industry standard for loan document compliance.

Loan Payment Efficiency
Loan Payment Efficiency

Management of payments for loan installments and support for unscheduled payments (Extra – Ordinary Payments).

Automated Calculations
Automated Calculations

Automatic calculation of Interest Expenses, Commitments Fees and other finance costs.

Multi Loan Management
Multi Loan Management

Allows management of simply structured loans and complex loans such as syndicated loans with automated repayment schedules automatically based on Loan Agreement clauses .

Loan Reporting
Loan Reporting

Extensive reporting capabilities with dynamic representation of charts according to user’s preferences, as well as generation of statistical information, graphs, calculations etc. on all data inserted.

Integreted with General Ledger
Integreted with General Ledger

For preparation of loan transaction entries such as Drawdowns, Interest Expenses Amortization, Current Portion Amortization, Principal & Interest Payments.